Start by thoroughly reviewing your insurance policy. Insurance policies are long, complicated documents with lots of excluded perils, or types of damage that aren’t covered. Not every claim denial rises to the level of bad faith. There are legitimate situations where your policy may simply not cover the type of damage your property suffered.
If you still believe your insurance company is acting in bad faith, collect as much relevant documentation as possible. Your current policy, correspondence regarding your claim and supporting evidence — photos, medical/police reports, etc. — will help support your case.
Lastly, get in touch with Gingras, Thomsen & Wachs for a review of your case. Our experienced attorneys will review your insurance bad faith situation and recommend next steps, which may include legal action.