June 21, 2019

Do I still have a claim if my health insurance paid my medical bills?

Absolutely. Most injured persons in a car accident do not realize that they are entitled to the full value of their medical treatment—the actual cost of the treatment, not just their co-pay or deductible. Often times, insurance carriers attempt to reduce an injury victim’s damages by offering to just pay their ‘out of pocket’ expenses, which leaves the injured person less than whole. While your health insurance carrier and/or medical payments coverage on your automobile policy have to pay for your medical expenses, they also have the right to be paid back. This is generally referred to as subrogation. That can be a difficult and tricky process which is usually best handled by attorneys like those at GTW.