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Uber, Lyft, Arro, ZTrip, and other ridesharing apps constitute an essential part of urban transportation in Milwaukee. However, accidents involving Uber and Lyft are a common occurrence. Under state law, you can pursue legal action against the at-fault Uber/Lyft driver and seek compensation via the supplementary insurance that the rideshare company extends to its drivers. Get in touch with a Milwaukee rideshare accident lawyer at Gingras, Thomsen & Wachs, LLP, to explore your legal options and protect your rights.

Causes of Uber and Lyft Accidents in Milwaukee

According to the Wisconsin Department of Transportation, distracted driving remains the leading cause of traffic accidents. As part of their job, rideshare drivers have to frequently interact with their dispatch and navigation systems, which becomes particularly dangerous in the congested downtown and arterial roads of Milwaukee. As any experienced rideshare accident attorney would tell you, this risk is further exacerbated by:

  • Fatigued Uber or Lyft drivers who work both day and night shifts.
  • Inexperience of new drivers with Milwaukee’s snow-covered roads in winter months.
  • There are high-risk peak traffic hours around downtown, Brady Street, and North Avenue, and during events at venues like the Fiserv Forum, American Family Field, and Wisconsin Center.
  • Failure of the rideshare driver to maintain brakes, tires, and other critical components in good shape.

A Passenger Vehicle Crash versus a Ridesharing Accident in Milwaukee, WI

Uber and Lyft drivers operate under a complex insurance structure because of the driver’s insurance, the rideshare company’s contingent coverage, and the company’s commercial insurance. In many cases, disputes arise between multiple insurance companies over which policy is primary and which is secondary after an accident.

Unlike a regular car crash, where only personal insurance policies are involved, the matter of liability is not so straightforward in ridesharing car accident claims. Choose our dedicated Uber and Lyft accident attorney in Milwaukee to recover compensation within the provisions of 2015 Wisconsin act 16::

  • If the Uber or Lyft driver is logged into the app but has not accepted a ride request, the minimum insurance coverage must be at least $50,000 for death and bodily injury per person, $100,000 per accident, and $25,000 for property damage.
  • If the driver has accepted the ride and until the passenger is dropped off: the coverage increases to at least $1 million for death, bodily injury, and property damage.

Contact our Uber and Lyft accident attorneys today to protect your interests, whether you are a passenger, driver, or third party affected by a crash.

Who is Liable for Uber or Lyft Accidents in Milwaukee?

In rideshare car accidents in Milwaukee, determining precise liability requires a clear understanding of Wisconsin’s rideshare laws and insurance policies. Unlike traditional employers, ridesharing companies or Transportation Network Companies (TNCs) often argue that since drivers are “independent contractors,” the company should not be held liable for the driver’s negligence.

As your Lyft and Uber accident lawyers in Milwaukee, our first task is to identify the right at-fault party (or parties) and ensure that every legal avenue is exhausted.

Rideshare Driver

  • Offline/personal time: If the Uber or Lyft app is off and the driver is not logged in, the driver’s auto insurance is responsible. In this case, the rideshare company is not liable.
  • Available or waiting for a ride request: If the driver was logged into the app but had not yet accepted your ride request, the rideshare company provides limited liability insurance of at least $50,000 per person for bodily injury coverage, $100,000 total injury per accident, and $25,000 for property damage, as per typical rideshare policies.
  • En route to pick up a passenger or during a trip: Once a ride request is accepted and until the passenger is dropped off, the rideshare company’s commercial insurance policy is in effect. This coverage includes at least $1 million of liability coverage per accident, which is intended to cover injuries to passengers and damages to third parties.

Rideshare Company

In addition to maintaining the minimum insurance coverage, all TNCs in Milwaukee are legally required to:

  • Conduct a background check before hiring a driver to ensure they do not have a criminal history or problematic driving record.
  • Make sure the (Uber and Lyft) vehicles used by their drivers meet the necessary safety standards.
  • Notify the Department of Safety and Professional Services (DSPS) if a crash results in bodily injury, death, property damage, or any accident where there is a suspected violation of the law (such as DUI or reckless driving) by the TNC driver.

If any of these laws were broken, your Milwaukee rideshare accident lawyers will help you build a claim against the company.

What to Do After an Uber or Lyft Accident in Milwaukee, WI?

Our Lyft and Uber accident lawyers in Milwaukee recommend you take these steps immediately after your rideshare crash:

  • Call 911 and report the accident to the authorities.
  • Seek medical assistance even if no injuries are apparent.
  • Obtain the rideshare driver’s name, contact information, insurance details, and the vehicle’s license plate number. Also, get information from any other drivers involved.
  • Take photos and videos of the accident scene, all vehicles involved, any visible injuries, and road conditions.
  • Use the rideshare app to report the accident to the company.
  • Save all medical records and receipts related to your injury treatment.
  • Contact our Uber accident lawyer or Lyft accident lawyer at Gingras, Thomsen & Wachs, LLP. We will notify your insurer and the rideshare company on your behalf and shield you against any unfair tactics the insurer may use to minimize your rideshare accident claim. Our Milwaukee rideshare injury lawyers will guide you through the legal proceedings and protect your rights at every step.

Our Rideshare Accidents Lawyers in Milwaukee Can Maximize Your Compensation 

The experienced Milwaukee rideshare accident attorneys at Gingras, Thomsen & Wachs, LLP, have nearly four decades of experience in handling accident claims in Milwaukee. We rely on an organized collection of evidence to ensure that we enter negotiations with the insurance company and defendants well-prepared to prove liability. The sooner you contact our Uber or Lyft accident lawyers, the faster we will move to secure all possible evidence, including:

  • Driver’s logs and app data (timestamps and GPS data)
  • Vehicle maintenance records
  • Driver employment records
  • Video footage from dashcams, traffic cameras, nearby businesses, or residential areas
  • Testimonies from passengers, pedestrians, and other drivers
  • Photos of the accident scene, vehicle positions, road conditions, and signage
  • Police reports and any citations issued
  • Driver’s mobile device data (to prove they were distracted)
  • Driver’s employment history and alcohol and drug test results
  • Medical records of all injured parties (to help correlate the crash with the injuries claimed)
  • Earnings reports from rideshare app (to show the driver’s status at the time)
  • Texts, emails, or app notifications between the driver and the rideshare company
  • Insights from accident reconstruction experts and mechanical engineers about the cause and mechanics of the accident.

Although we work diligently for a fair settlement, we prepare every case as if it will go to trial to show the opposing side that we are serious and not looking for a quick payout. This approach, combined with our reputation of having recovered over $200 million for our clients, often makes the insurance companies and defendants agree to a fair settlement.

In Wisconsin, you generally have three years to file an injury claim for an accident involving a Lyft or Uber driver. Contact us today or call 608-807-0039 to schedule a free consultation with an Uber accident attorney or Lyft accident attorney in Milwaukee.

Nationally Recognized Law Firm