Underinsured Motorist Claims Lawyers in Madison
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WHY CHOOSE GTW?
We fight for higher settlements
WHY CHOOSE GTW?
We fight for higher settlements
In Wisconsin, 13.3% drivers do not carry liability insurance, while many only have the minimum liability coverage, which fails to cover the full extent of damages incurred in catastrophic car accidents. If an underinsured driver injures you, the repercussions may range from long-term disability to financially-crippling medical costs.
At Gingras, Thomsen & Wachs, LLP, we help car accident victims in Madison, Wisconsin, recover compensation in these situations, file an underinsured motorist claim under their own insurance policy, or bring a personal injury lawsuit against a third party that might have been responsible.
Step 1: Confirming your coverage
Our knowledgeable personal injury attorneys will review your auto insurance policy to confirm that you have UIM coverage and to understand its limits. We will assess all the policy details and advise you on the best way to proceed. If any clause or term in your policy requires clarification on any aspect, we will address it with your insurance agent.
Step 2: Compiling the paperwork
We will collect and organize all relevant information related to your crash, including the date, time, location, and description of the event. We will obtain a copy of the police report from the Madison Police Department and scrutinize it carefully to ensure there are no discrepancies in this document. We will help you collect all medical bills related to common car accident injuries you sustained. If there were any witnesses to the accident, we will reach out to obtain their statements that could bolster your claim.
Step 3: Notifying the insurance company
Our personal injury attorneys will notify your auto insurance provider about the crash and your intent to pursue a UIM claim. Your UIM insurance company will then open a claim, assign a car accident claim number, and appoint a claims adjuster to handle your case. Our team will provide the relevant documentation to the adjuster, including:
- Police report
- Medical records and bills
- Proof of lost wages
- The declaration page of the at-fault driver’s insurance policy shows their insurance coverage limits.
Step 4: Claim assessment and negotiations
The claims adjuster will evaluate your damages and injuries and compare them to the limits of the at-fault driver’s insurance policy. At this stage, your insurer may present a settlement offer based on the assessed damages and the limits of the underinsured motorist policy. Our attorney will negotiate on your behalf to ensure the settlement is fair. If a satisfactory agreement cannot be reached, our legal team at Gingras, Thomsen & Wachs is prepared to go to trial to fight for maximum compensation for you.
How Our Personal Injury Lawyer Will Help Maximize Your Recovery in Madison Underinsured Motorist Claims
Insurance companies have teams of aggressive adjusters to negotiate in order to diminish your claim for damages and minimize their own liability. At Gingras, Thomsen & Wachs, LLP, we can level the playing field in your favor by:
- Identifying all sources of coverage and loopholes that might be exploited by insurers, including policy exclusions and endorsements that might impact your claim.
- Comparing Wisconsin state laws with policy conditions to ensure your rights under local insurance laws are fully leveraged.
- Manage subrogation claims made by your health insurance against your settlement effectively and negotiate to reduce them to maximize your net settlement.
- Working with experts to forecast projections of lost earning capacity and future medical expenses.
- Collaborating with top physicians to provide testimony about the causation and extent of your injuries.
- Employing accident reconstruction experts, forensic analysts, and automotive engineers to prove the other party’s liability and the impact of the crash.
Frequently Asked Questions About Underinsured Motorist Claims in Madison, Wisconsin
How much can I get from a UIM claim in Wisconsin?
It depends on who caused the accident, your injuries, your treatment costs, lost wages, and other associated costs, such as rehabilitation. After valuing your claim, our Madison, WI car accident lawyer can give you a more precise answer.
What is the statute of limitations for filing a UIM claim in Madison, WI?
You have three years to file a claim from the date you finalize your underlying claim against the at-fault party. However, the earlier you get legal representation from our UIM lawyers in Madison, the higher will be your chances for financial recovery. We will collect and preserve the evidence before it gets diluted or disappears and build a robust claim for damages on your behalf.
Why Choose Gingras, Thomsen & Wachs, LLP as Your Underinsured Motorist Lawyers in Madison, WI
35+ Years of Experience in Personal Injury Claims and Auto Insurance Disputes
At Gingras, Thomsen & Wachs, our Madison car accident lawyers and underinsured motorist claims attorneys have decades of experience and a proven history of securing over $200 million in settlements and verdicts. We are committed to fighting for the rights of motor vehicle accident victims in Madison, WI and pursue maximum compensation for their injuries and losses.
Local Recognition and National Acclaim
U.S. News & World Report recognizes Gingras, Thomsen & Wachs, LLP as one of the best regional law firms. Our reputation for excellence comes from our peers and numerous satisfied clients. Our Madison underinsured motorist attorneys are not only skilled negotiators and litigators; they are also deeply committed to the community and to the clients they serve.
Client-Centric Contingency Fee Structure
Our clients pay no upfront fees to get legal representation for their personal injury claims. You will only pay a fee if we successfully recover compensation on your behalf. Our personal injury lawyers strive to obtain the maximum possible recovery without placing you under any financial stress or risk.
If you are injured by an underinsured driver, call us at 608-807-0039 or contact us online for a free consultation and legal help with underinsured motorist claims in Madison today.
